Your roof has been mangled beyond recognition by a calamity such as a hail storm or severe weather– how discouraging, right? One you hire a roofing contractor to repair or replace the roof, you may need to get in touch with your insurance company to seek compensation for the damaged roof. Filing an insurance claim can get complicated, so having an insurance claim expert beside you at the time of filing the claim could prove to be very helpful.

You may be stressing about your damaged roof. How’s it going to get fixed? How’s it going to get paid for? Typically, you’ll ask a Roofing Contractor to help you assess the damage. He or she should be able to give you the necessary information needed in order to fill out paperwork for your claim with the insurance company if a claim is necessary.

Some roofing companies have an Insurance Claim Expert on hand to help homeowners file their claims. 

Once the claim is received, it is customary for the insurance company to send an adjuster to assess the scope of damage. At this time, it will be ascertained whether the roof needs repair or a complete overhaul. A roof overhaul (replacement) means a bigger payout from the insurance company. An eye-opener to the claim process is that without the insurance claims adjuster, you may not get the compensation you hoped to get– so the adjuster plays an important role.

You are fully represented which means that the insurance claim expert is your advisor and is present with you at all times of the claim.

A step by step approach to the insurance claim process is here:

  • Get a roof inspection from a legitimate roofing company.
  • If you have damage to your roof, you may need to file a claim with your insurance.
  • Have your Roof Inspector and Insurance Claim Adjuster inspect your roof together.
  • Contact your roofing company to organize a roof replacement.